Save or Spend Calculator

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Privacy Policy

Privacy Policy

Last updated: January 2026

This Privacy Policy explains how the Save or Spend Calculator website (“we”, “our”, or “this site”) collects, uses, and protects information when you use the website. The application is designed to operate with minimal data collection.

  1. Information We Do Not Collect

We do not require user accounts, and we do not collect names, email addresses, phone numbers, payment details, or other directly identifying personal information.

  1. Information You Provide

Any income, expense, or other numerical data entered into the calculator is processed locally in your web browser for calculation purposes only. This information is not stored, transmitted, or shared by us.

  1. Automatically Collected Information

If enabled, limited technical information such as browser type, device type, and basic usage events may be collected through cookies or analytics tools to help us understand site performance and improve usability. This data does not personally identify individual users.

  1. Cookies and Consent

This website uses essential cookies required for core functionality, such as remembering cookie preferences. Optional cookies, including analytics or advertising cookies, are used only if you provide consent. You may accept, reject, or manage cookie preferences at any time through the cookie settings or your browser controls.

  1. Third-Party Services (Advertising)

Third-Party Services (Advertising)

If advertising is enabled, third-party vendors such as Google AdSense may use cookies or similar technologies to display, personalize, and measure advertisements. These third parties may collect information in accordance with their own privacy policies, which we do not control.

Users may opt out of personalized advertising by visiting Google’s Ads Settings

To learn more about how Google uses data, please visit:
https://policies.google.com/privacy

  1. Legal Bases (EU/EEA Users)

For users located in the European Economic Area (EEA), optional cookies and related processing are based on your consent. Essential processing may be based on legitimate interests necessary to operate and secure the website.

  1. Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict the processing of certain data, and to withdraw cookie consent at any time. You can also manage cookies through your browser settings.

  1. Data Security

We take reasonable measures to protect information. However, no website or method of electronic transmission can be guaranteed to be completely secure.

  1. External Links

This website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.

  1. Updates to This Policy

We may update this Privacy Policy from time to time. Continued use of the website indicates acceptance of the current version.

  1. Contact

If you have questions about this Privacy Policy, you may contact us through the information provided on this website.